Legal Information
Important legal documents and policies governing the use of SME4ME platform
Important Notice
Please read all legal documents carefully before using SME4ME. By accessing or using our platform, you agree to be bound by these terms and policies. These documents are designed to comply with Kenyan law and Capital Markets Authority (CMA) regulations.
Your Rights & Protections
Data Protection
Your personal data is protected under Kenyan Data Protection Act
Investment Cancellation
48-hour cancellation window for most investments
Transparent Fees
All fees disclosed upfront with no hidden charges
Dispute Resolution
Fair arbitration process for resolving disputes
Key Responsibilities
Due Diligence
Conduct your own research before investing
Risk Understanding
Understand that investments may result in total loss
Accurate Information
Provide truthful and complete information
Compliance
Follow all applicable laws and platform rules
Regulatory Compliance
SME4ME operates in compliance with Kenyan law and regulations, including:
Key Regulations
- • Capital Markets Act
- • Data Protection Act (2019)
- • Companies Act (2015)
- • Anti-Money Laundering regulations
Regulatory Bodies
- • Capital Markets Authority (CMA)
- • Central Bank of Kenya (CBK)
- • Office of the Data Protection Commissioner
- • Financial Reporting Centre (FRC)
Legal Contact Information
General Legal Inquiries
legal@sme4me.co.ke
Privacy & Data Protection
privacy@sme4me.co.ke
Compliance Issues
compliance@sme4me.co.ke
Last updated: 1st September 2025. These documents may be updated from time to time. Material changes will be posted on the platform with updated effective dates.